Regulatory Activity

Written submissions will be considered public documents and will be posted to the Maryland Insurance Administration website.

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Emergency Regulations 

 

Draft Proposed Regulations 

The Maryland Insurance Administration is seeking comment on the following draft proposed regulations prior to publication in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202
 
Comments also may be submitted by calling 410-468-2201, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020.
 
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 15 Underwriting Period
    31.08.15.04 Discovery of Material Risk Factor During Underwriting Period
    31.08.15.05 Notice of Recalculated Premium Form
    Comments close January 5, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus Lines
    31.03.06.09 Disclosure Form
    View the DRAFT proposed regulation. Comments close January 5, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 5 Addition, Reduction, or Elimination in Coverage Notice Requirement
    31.08.05.02 Notice Requirement
    View the DRAFT proposed regulations. Comments close November 7, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance -- General
    31.10.18 Denials of Coverage Based on Medical Necessity
    View the DRAFT proposed regulations. Comments close November 7, 2017.
    View submitted comments from CareFirst and the Maryland Psychiatric Society.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.16 Accelerated Benefits
    View the DRAFT proposed regulations. Comments close July 17, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.02 Variable Life Insurance
    View the DRAFT proposed regulations. Comments close June 26, 2017.
     

Comments may be submitted electronically to insuranceregreview.mia@maryland.gov or by regular mail to:

Lisa Larson, Regulations Manager
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

Proposed Regulations

The following regulations have been proposed by the Maryland Insurance Administration and published in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202

 

Comments also may be submitted by calling 410-468-2201, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020. 

  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.05.09 Bail Bonds
    View the DRAFT proposed regulations
    View the Proposed Regulation as it appeared in the Maryland Register September 29, 2017.
     

Recently Finalized Regulations 

The following regulations have been finalized in the previous six months: 

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    31.10.44 Network Adequacy
    View the DRAFT proposed regulations. Comments close May 8, 2017.
    View the Proposed Regulation as it appeared in the Maryland Register July 21, 2017. 
    Comments accepted until August 21, 2017.
    View the Final Action as it appeared in the Maryland Register December 9, 2017. Effective December 31, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    31.10.45 Dental Network Adequacy
    View the Proposed Regulation as it appeared in the Maryland Register October 13, 2017. Comments closed November 13, 2017
    View submitted comments from Delta Dental, Dominion National, Public Policy Partners, NADP and Alliance of Maryland Dental Plans, Maryland Dental Action Coalition, and the Maryland Assembly on School-Based Health Care.
    View the Final Action as it appeared in the Maryland Register December 9, 2017. Effective December 31, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.18 Coverage for Loss Caused by Water That Backs Up Through Sewers or Drains
    View the Proposed Regulation as it appeared in the Maryland Register September 1, 2017. Comments accepted until October 2, 2017.
    View the Final Action as it appeared in the Maryland Register October 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.05 Underwriting Period
    View the Proposed Regulation as it appeared in the Maryland Register August 18, 2017. 
    Comments accepted until September 18, 2017.
    View the Final Action as it appeared in the Maryland Register October 27, 2017.
    View submitted comments from the American Insurance Association.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.02 Insurance Producers - Continuing Education Requirements
    View the Proposed Regulation as it appeared in the Maryland Register August 18, 2017. 
    Comments accepted until September 18, 2017.
    View the Final Action as it appeard in the Maryland Register October 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.03 Fiduciary Responsibility of Insurance Producers: Premium Accounts -Commingling of Funds
    View the Proposed Regulation as it appeared in the Maryland Register April 14, 2017. 
    Comments accepted until May 15, 2017.
    View submitted comments from Insurance Agents & Brokers of Maryland.
    View the Final Action as it appeared in the Maryland Register September 29, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.06 Surplus Lines
    View the Proposed Regulation as it appeared in the Maryland Register July 7, 2017. 
    Comments accepted until August 7, 2017.
    View the Final Action as it appeared in the Maryland Register September 15, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    31.15.03 Life Insurance Disclosure
    View the Proposed Regulation as it appeared in the Maryland Register April 14, 2017. 
    Comments accepted until May 15, 2017
    View the Final Action as it appeared in the Maryland Register June 9, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.13 Application of a Percentage Deductible in the Case of a Hurricane [or Other Storm]
    View the Final Action as it appeared in the Maryland Register March 31, 2017. Effective April 10, 2017.
    View the reproposed regulation as it appeared in the Maryland Register January 20, 2017. Comments close February 21, 2017
    View the proposed regulation as it appeared in the Maryland Register September 30, 2016. Comments closed October 31, 2016.
    View submitted comments from American Insurance Association.
     

Regulatory Review

In accordance with State Government Article §§ 10-130---10-139, Annotated Code of Maryland, each State agency that adopts regulations must review those regulations every eight years, unless exempt under §10-132.1. The purpose of the review is to determine whether the regulations are necessary for the public interest, continue to be supported by statutory authority and judicial opinion, or are appropriate for amendment or repeal.

When a regulation is under review, notice will appear below.
 
  • No regulations are under review at this time.
 

When an Evaluation Report is completed and open for comment, it will appear below. 
  • No Evaluation Reports are open for comment at this time. 

Also available are reports on previously evaluated regulations: 
 
 

Public Notices 

 

Contact Information

  • Questions concerning regulations may be directed to Lisa Larson, Regulations Manager at 410-468-2007 or lisa.larson@maryland.gov.
 
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