Insurance Preparedness for Natural Disasters
The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance.
Prepare Your Home
- Read Insurance Tips for Homeowners
- Print an Insurance Information Card so you can keep all your essential insurance data in your wallet.
- Consumer Advisory: Flooding - Know Your Coverage, Understand Your Risk
July 16, 2015
- How April 2015 Program Changes Will Affect Flood Insurance Premiums
A fact sheet from FEMA's Federal Insurance and Mitigation Administration
- Consumer Advisory: Will My Insurance Company Pay for a Place to Live If My Home Is Damaged by a Storm?
Oct. 29, 2012
- Consumer Advisory: If a Tree Falls on Your Property
Oct. 29, 2012
- Mold and Mildew Damage: What Consumers Can Do and How to Determine If It Is Covered by Insurance
July 3, 2012
- An Insurance Preparedness Guide for Natural Disasters
- Why Renters Insurance is a Good Idea
- Need to Make Repairs? Be Sure to Protect Yourself
July 1, 2012
For more tips, refer to the following:
Advice from the Maryland Home Improvement Commission
Advice from the Maryland Attorney General
- Maryland Guide to Disaster Relief Resources
- Property Damage - What To Do After a Loss
Historical Information on Recent Events Bulletins, news releases, and reports
Hurricane Irene Insurance Help Aug. 27-28, 2011, storm
Frequently Asked Questions: Flood Insurance (from the National Flood Insurance Program)
Tips: Tips for Filing Your Flood Insurance Claim
Consumer Publications The Maryland Insurance Administration has a variety of other publications available online to help consumers understand all types of insurance products - homeowners, auto, health, life, and more.
Below are links about the National Flood Insurance Program. While your local insurance agent or insurance company may help you get a flood insurance policy, all flood insurance is underwritten by the federal government. Homeowners policies DO NOT cover flood damage.
Other State and Federal Resources
- Cleaning Mold and Mildew
From the Maryland Department of Health and Mental Hygiene
- Maryland Emergency Management Agency
- Maryland Department of Housing and Community Development
- Maryland Department of Health and Mental Hygiene
- Maryland Office of the Attorney General
- Federal Emergency Management Agency
- National Flood Insurance Program
- Small Business Administration
- National Association of Insurance Commissioners