Consumer > Federal Health Care Reform


The Affordable Care Act (ACA), the new federal health reform law, affects health insurance in Maryland.  What does this mean to consumers? The ACA provides strong consumer protections, new health benefit options and the information you need to make decisions about your health care. Look for updates on changes in Maryland as they roll out between now and 2014.

For Consumers

 

Refer to links and information for specific groups, as well as general information for all Maryland residents.

Consumer Survey on Health Reform – What issues concern you the most and how can we help? Your input is appreciated.
Responses can be submitted by mail to the attention of Consumer Education and Advocacy, by fax at 410-468-2430 or by email.

Find Insurance Options and Information – This user-friendly guide allows consumers to search plans and estimated costs.

Maryland Health Insurance Plan – MHIP (State and Federal) 
Allows access to coverage for people who are otherwise unable to obtain it.

Health Insurance – Changes in Rating and Underwriting Rules 
January 2011

Keeping the Health Plan You Have – Information on "Grandfathered" Health Plans from the Federal Government

 

Provisions of Health Reform Already in Effect

 

State Resources

 

Review what Maryland is doing to implement health reform.

 

Other Federal Resources

 

* HealthCare.gov
Official U.S. government site managed by the U.S. Department of Health and Human Services
 
* The White House on Health Reform
 
* National Association of Insurance Commissioners
 
* Affordable Care Act Tax Provisions
Information from the IRS on the tax treatment of health coverage for dependents and the Small Business Health Care Tax Credit.