Effective October 1, 2012, if you own or operate a moped or motor scooter, there are new laws you should be aware of.
Not all insurance companies offer coverage for mopeds and motor scooters. If you currently have automobile insurance, you can contact your insurance carrier to determine if it offers this coverage. You can also refer to the listing provided by the Maryland Insurance Administration of companies offering motorcycle policies, which includes motor scooters.
Some of these companies also offer coverage for mopeds.
Additional information related to title and decal requirements, including fees, and helmet/eye protection requirements can be found at the Motor Vehicle Administration website.
According to the Maryland Transportation Code Ann. § 11-134.1 (2011), moped means a bicycle that:
(1) is designed to be operated by human power with the assistance of a motor;
(2) is equipped with pedals that mechanically drive the rear wheel or wheels;
(3) has two or three wheels, of which one is more than 14 inches in diameter; and
(4) has a motor with a rating of 1.5 brake horsepower or less and, if the motor is an internal combustion, a capacity of 50 cubic centimeters piston displacement or less.
According to the Maryland Transportation Code Ann. § 11-134.5 (2011), motor scooter means a nonpedal vehicle that is not manufactured for off-road use and:
(1) has a seat for the operator;
(2) has two wheels, of which one is 10 inches or more in diameter;
(3) has a step-through chassis;
(4) has a motor:
(i) with a rating of 2.7 brake horsepower or less; or
(ii) if the motor is an internal combustion engine, with a capacity of 50 cubic centimeters piston displacement or less; and
(5) is equipped with an automatic transmission.
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