Insurance Fraud for the Consumer

What is Insurance Fraud?

Insurance fraud artists steal billions of dollars each year from hardworking Americans. According to the Coalition on Insurance Fraud, it is estimated that each household pays approximately $1,000 extra in insurance premiums each year to offset the cost of insurance fraud.

The Maryland Insurance Administration wants to help consumers understand the seriousness of insurance fraud by providing some information from the Coalition for Insurance Fraud. Every day, people may illegally fudge a bit on insurance applications or claims - not just organized criminals. Learn the danger of engaging in these activities by referring to the Consumer Guide to Insurance Fraud.

Consumers are encouraged to report insurance fraud activities to the Maryland Insurance Administration's Insurance Fraud Division. You need not give your name. Simply call 1-800-846-4069 or print and submit the attached form by mail or fax. Our fax number is: 410-347-5350. Consumers may also email fraud referrals by sending completed forms to .

Consumers also may email questions to the Maryland Insurance Administration. A representative will respond to your question or contact you for further information. Please include your:

  • Name
  • Email Address
  • Telephone Number
  • Address
  • Question​

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